TweetThe recession that began in 2009 and continues to plague the economy of this nation and the world today has shifted the perspective on life insurance. The necessity for the coverage and the specific goals the benefits are intended to … Continue reading
TweetOver the past 20 years in the United States, sales of life insurance policies have steadily declined. The market picked up some steam after 9/11 with a 3 percent boost only to go flat by 2006, and then start back … Continue reading
TweetWhile it’s true that being a smoker will impact the cost of your life insurance premium, and being a heavy smoker can even force you into really expensive no-exam types of policies, it is actually possible for smokers to obtain … Continue reading
TweetWe talk often about health insurance – especially with health care being constantly in the news – and auto insurance, but what about life insurance? This video addresses what it is, why you need it, and what types of life … Continue reading
TweetOkay, I won’t lie to you. This is not the most scintillating or well-produced video in the world, but the information is good. In our ongoing mission to help you understand insurance terminology, give 5 minutes to better understand term … Continue reading
TweetAccording to research compiled by LIMRA (a market research outfit), the gender gap is closing in life insurance. In 2010, about six out of every 10 women held some kind of life insurance policy. Overall, life insurance levels are down … Continue reading
TweetIn 20 years, when we look back on this recession, we’ll be able to remember not just personal difficulties, but major businesses that have floundered and “standard” practices that suddenly weren’t so standard any more. Life insurance policies increasingly fall … Continue reading
TweetWe’ve all seen “that” life insurance ep of the crime drama of choice. For whatever reason (1) wife decides to off husband for the insurance money or (2) either spouse decides to commit suicide so the other one can get … Continue reading
TweetBack when the seatbelt law went into affect in my state, I was as annoyed as anyone. I would have been more annoyed, however, to have to pay a ticket, so I cultivated the habit. Now it’s just automatic. According … Continue reading
TweetThis one runs out to 8 minutes, but overall, it’s a thoughtful consideration of the basics of life insurance. In particular it considers the questions: – Do I need life insurance? – How much do I need? – What kind … Continue reading