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  • Name: Administrator
  • Description: was created to help you achieve this objective with cheap insurance, if necessary, or with expanded coverage in areas that are of a higher priority, based on your individual circumstances. It is important to know that acquiring the cheapest insurance policy on the market does not necessarily mean that you must sacrifice on quality of coverage or customer support. Most inexpensive policy rates are now offered by well-known and reputable insurance companies that have used technology to reduce their internal costs and, due to competition, are now willing to pass along those savings to you, the ultimate consumer.
  • Member Since: September 10, 2011
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After the Storm: Making Sure Your Insurer Pays Up

In the aftermath of Hurricane Irene and Tropical Storm Lee, many policy holders will file damage claims only to discover how hard it can really be to collect benefits from homeowners and disaster coverage. The fallout from Hurricane Katrina in 2005 changed the dynamic between insurers and policy holders. Deductibles for hurricane wind coverage have steadily climbed upward while other policy limitations have crept into the fine print, lying undiscovered until a claim is filed. The simple fact is that insurers don’t want to pay benefits, which appear as a loss on their books. If they can get out of paying you, they will.
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