It’s been awhile since we talked about pet insurance, so an announcement that Trupanion has expanded coverage into Connecticut caught my eye. This is a good company, offering policies for dogs and cats with 90 percent coverage and no payout limits per claim or per year.
Pets enrolled in the program are covered for life for diagnostic testing, surgeries, and medication. Trupanion is self-underwritten by the American Pet Insurance Company. It’s a simple and customizable coverage.
Just for kicks, I went to their site (trupanionpetinsurance.com) and entered the info for a seven-year-old domestic shorthair cat in my zip code. I was quoted a premium of $20.89 a month with a deductible of $500. All of which I could play with and customize.
I’ve had some experience with this kind of thing having gone through an expensive 25-month cancer battle with a much-loved cat. I’d tell you how much it cost, and I have a rough idea, but frankly, I never did the math. I was going to do it anyway and sometimes, you just don’t want to know the numbers.
I will tell you this. He’s been gone two years and I’m still paying off his last vet bills. For the radiation therapy? I went to the bank and took out a loan. Yeah. Hi. Crazy cat lady here. But any animal lover will understand where I’m coming from. If you’re one of those people who will go the last mile for your furry companion look into some type of coverage.
From personal experience, I can tell you that veterinary bills can be every bit as devastating as human healthcare costs. At roughly $20 a month weighed against what I know pet care can cost, this coverage really is a good deal.