Although this news clip is Michigan-specific, it goes a long way toward explaining the extended debate over the federal flood insurance program. The people along the Gulf Coast need it . . . but the people of Michigan and other areas feel like they’re paying for it. Unlike healthcare, which attracted the national radar, this is a twisted insurance question with no good solution in sight that gets minimal air play. Given the numbers cited in the video, however, it’s difficult to dispute that the current system is fraught with inequities.