On Sunday, August 15, 27-year-old Carrie-Anne Dudbridge was on her honeymoon in Corfu. After finishing a romantic dinner with her new husband, Michael, she stepped out on the balcony of their first-floor room, lost her footing, and fell 30 feet, fracturing her spine in three places. As if the pain of her injuries were not [...]
All articles in category: "Health Insurance,Travel Insurance"
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Carrie-Anne’s Story: Instructive in Insurance Terms
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Grants for Health Insurance Premium Oversight
As health care reform moves forward, one of the most important functions the federal government will fulfill is that of watch dog. In a way, you really can’t blame insurers. They are in business. But in an effort to counterbalance the provisions of the new federal laws that cut into their profits, the companies are [...]
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Hammering Out the New Health Care Rules
Although health care reform has been technically enacted, the laws to really make it happen are still being written. One provision in particular has the insurance companies doling out money to their lobbyists to achieve maximum flexibility in the interpretation of a key provision. So, which one is it? The one that most directly effects [...]
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Working Out the Kinks in Coverage for Kids
As the federal health care reform moves forward, insurers are finding ways to insulate themselves against the inevitable redefintion of “business as usual.” In both Florida and Oklahoma (and likely in other states as well) insurers have stopped writing certain types of policies — those that cover children as individuals. Later this year, companies will [...]
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In the Face of Health Care Reform Consumers Must Be Informed
The Obama administration is beginning to make steps toward enacting the new national health care laws and insurers are looking for the best ways to both respond to those legal imperatives and to protect their profit margin. The question remains, how much do you, as a consumer, lose in terms of benefits and choices about [...]
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The Face of Insurance Is Changing: Pay Attention
The politics of health insurance continues to plague the Obama administration as the November mid-term elections draw ever nearer. After several months of U.S. Health Secretary Kathleen Sebelius criticizing insurers for rate increases — even to the point of calling them to the White House for “talks” — more or less the federal equivalent of [...]
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Early News on High Risk Pool Premiums — Steep
Well, the news on the premiums for the new high risk insurance pools (government backed coverage for people with pre-existing conditions) is going to be steep. According to Richard Popper from Health and Human Services, who is deputy director of one of the new insurance offices in the department, the coverage is going to run [...]
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Obama Warns Insurers About Premium Hikes
Yesterday President Obama had a little sit down with the chief execs of more than a dozen major insurance companies. The president is concerned, and rightly so, given the track record of some of these companies, that they will use the new health care reform legislation as an excuse to substantially raise their premiums. The [...]
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Has the Time Come for Insurance and Government to Get Along?
In the wake of almost three years of political in-fighting and public debate about the ethics and behavior of the insurance industry, the Obama administration and insurers have discovered the need to kiss and make up. Both sides need the new health care law to work. President Obama would like to be re-elected. Democrats in [...]
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13.7 Million Young Adults Could Benefit from Healthcare Reform
Modern Healthcare is reporting this morning on the results of a new report published by the Commonwealth Fund, which says that up to 13.7 million young adults who are currently without insurance could qualify for coverage under several provisions of the healthcare reform law, thus alleviating medical debt for this age group. Beginning this September, [...]
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