I have to confess, I, personally, have never even thought about wedding insurance. Then, while recovering from an allergic reaction last weekend, I sat in an antihistamine coma watching a marathon of “Say Yes to the Dress” with my elderly aunt. I came up out of my haze when I realized the woman in question had just “said yes” to a $10,000 wedding dress. As it turns out, the average cost of a wedding is $28,000. I, romantic that I am, have one word for you — elope. If, however, you insist, for heaven’s sake, get some insurance!